Introduction
Over the past decade, digital payments have radically changed the way people and businesses interact with money. Digitalizing financial services has facilitated the adoption of mobile solutions that simplify and accelerate transactions in almost all sectors. This process has been particularly notable in Latin America, where digital payments are not only driving financial inclusion but also transforming the digital economy and user experience.
This paper examines the current digital payments ecosystem, emerging trends, and available mobile solutions. Special emphasis is placed on the evolution and adoption of these technologies in Latin America, a region where payment digitalization is gaining significant traction.
